What is LinkAja? LinkAja Review, Features

LinkAja is an application-based electronic financial service and an e-wallet platform in Indonesia, which officially launched its services in Jakarta on June 30, 2019.

About LinkAja

LinkAja is positioned to solve users' all-round needs. LinkAja focuses on core usage scenarios and will not develop its business by burning money like a startup.

Development Overview

LinkAja was jointly established by telecommunications company Telkomsel and banks Mandiri, BRI and BNI. Its launch was originally scheduled for early March 2019. The consortium supporting the e-wallet also includes bank BTN, oil and gas company Pertamina and insurance company Jiwasraya.

LinkAja integrates existing electronic payment services from state-owned enterprises in Indonesia, including Bank Mandiri's e-cash, Bank Rakyat Indonesia's T-Bank and My QR, Bank Negara Indonesia's YAP and UnikQu, and Telkomsel's TCash. As a newcomer to the digital payment space, LinkAja will compete with a host of players in the market, including the leaders in the field, Go-Pay and Ovo, which provide payment services for ride-hailing services and are quite competitive.

Main Business

LinkAja focuses on eight business transactions: public transportation including refueling and tolls, mobile online loans, bill payments, retail merchants, e-commerce, donations, remittances, and financial services including loans.

use

1. Installation

Get the LinkAja app on the Play Store or App Store.

2. Registration

Register a PIN in the LinkAja app with your mobile number.

3. Balance recharge

You can top up your LinkAja balance through your bank account (ATM Himbara, Mobile Banking or Internet Banking), Alfamart, Alfamidi, Circle K, Dan + Dan, FamilyMart, GraPARI, Indomaret, Kantorpos, LinkAja Partners (MiLa) and Suzuya.

4. Usage scenarios

Pay merchants via SNAP (QR code) and TAP;

Purchase points quota;

Pay for water, electricity, internet access, etc.;

Online shopping;

money transfer.

Package Prices