What is YES PAY? YES PAY Review, Features

YES PAY is a one-stop mobile app to manage various payment modes like wallets, UPI, credit cards, virtual cards etc. and facilitate seamless payments.

About YES PAY

YES PAY is a mobile application that enables users to seamlessly register and then spend wisely. The application provides a free prepaid wallet, a virtual card linked to the wallet for online transactions, Unified Payments Interface (UPI) registration and management, YESBANK credit card management, gift card management, etc. In addition, it also provides many features such as mobile recharge, purchase of vouchers and coupons.

Main features of YES PAY

1. Prepaid Wallet

Users can register for the prepaid wallet by simply entering their Aadhaar number or PAN or YESBANK customer ID. All wallet users will get a free virtual card powered by RuPay which can be used on e-commerce websites/apps.

2. Unified Payments Interface (UPI)

Register for UPI and manage virtual addresses. Users can make payments, receive payments, check account balances, latest transactions, set MPIN, change MPIN, and more.

3. Top-up

You can recharge your account conveniently using YES BANK or any bank's debit/credit card, net banking. You can also load funds using any UPI-linked bank account.

4. Remittance and Receipt

Instant and secure transfers to other YES PAY users or bank accounts or UPI virtual addresses. Option to request money from friends/contacts. Bank transfers are only allowed after a 24-hour cool-off period for adding funds.

5. Prepaid Mobile/DTH Recharge/Bill Payment

Recharge prepaid mobile connections of all leading telecom operators like Vodafone, Airtel etc. Choose to recharge DTH connections of all major providers like Tata Sky, Dish TV etc. Pay bills on all utility bills in India.

6. Store Payment

Enable YES PAY for cross-merchant online shopping with single-click checkout. Pay conveniently at selected outlets using NFC/QR and BharatQR

Buy Gift Certificates, buy gift certificates of top brands anytime and anywhere. Location-based deals, buy deals for stores in various categories near the user, such as personal care, food stores, etc. Attractive Reward Points, earn reward points on select deals, which can be easily redeemed anytime and can also be used for shopping within the wallet.

7. Credit card management

Manage your YESBANK credit cards. View statements, transaction history, pay bills using bank account or UPI.

8. Gift card management

Manage user's YESBANK gift cards - view statements and transaction history, make e-commerce purchases, manage card security , YES Bank multi-currency travel card management, and now manage user's daily limits and preferences for ATM, POS, contactless and e-commerce transactions.