What is Mitsubishi UFJ NICOS? Mitsubishi UFJ NICOS Review, Features

Mitsubishi UFJ NICOS , a member of Mitsubishi UFJ Financial Group, is at the core of the payment field, responding to society's changing needs and diverse customer demands, and supporting the healthy growth of Japan's cashless society.

About Mitsubishi UFJ NICOS

• As a subsidiary of Mitsubishi UFJ Financial Group (MUFG), one of the world's largest banks, Mitsubishi UFJ NICOS is one of Japan's top credit card companies. It has approximately 20 million MasterCard and Visa cards in circulation under the "MUFG," "UFJ Card," "NICOS," and "DC" card brands.

• In 2007, it reached an agreement with American Express to issue the company's cards; the following year, Mitsubishi UFJ NICOS transferred its consumer installment and auto loan business to JACCS in exchange for the company's credit card and mortgage-related businesses; in 2017, Mitsubishi UFJ acquired the 15% stake in NICOS that it did not already own.

Advantages of Mitsubishi UFJ NICOS

1. Enhanced security

Credit card company Mitsubishi UFJ Nikos takes various measures to ensure that people can use their credit cards with confidence, including 24-hour monitoring, 365 days a year to prevent unauthorized use, notifying you when suspicious transactions are detected, and compensation in the event of an incident.

2. Easy management through the application

Users can view their payment amounts and points balances at a glance anytime and anywhere, and can also check their usage status and the amount they can spend, which can prevent overspending and give users peace of mind. They can also use the application to manage their account balances and points from other companies at one time, making users' card life more convenient and comfortable.

3. Various payment methods

It also supports Apple Pay, and no signature or PIN is required. You can settle the payment smoothly by simply placing your smartphone on it. In addition, through online shopping sites that support Apple Pay, you don’t need to enter your credit card information every time, and you can shop without taking the card out of your wallet. It also supports touch payment, and no pre-setting is required. You can settle the payment by simply placing the card in a convenient place.

4. You can earn points

Earn more points by making monthly payments, such as everyday purchases and utility bills, and choose how to use your accumulated points, such as cash back, transfer points to other companies, or redeem for popular products.