What is XPAY? XPAY Review, Features

XPAY is an innovative company engaged in the research and development of new technologies and financial products.

About XPAY

XPAY Group (XPAY) - combines two directions, as a payment service provider (PSP provider), processing payments and providing services to a wide range of Ukrainian e-commerce market participants, and as a fintech company, specializing in the development of innovative products and services for the financial market. It is worth noting that IX Pay Group LLC has the status of the operator of the payment infrastructure of the National Bank of Ukraine.

XPAY Services

• To provide its services, XPAY uses solutions developed and maintained by its own team. XPAY software solutions use an advanced technology stack that allows you to flexibly adapt to customer needs and easily scale the solution to handle any number of transactions.

• The basis of the complex implementation is the final machine or state machine (SM). When processing inputs, the SM receives sequential input effects and produces output signals at the output. The complex is built using a microservices architecture. Partners (systems that have access to the complex) are granted access to operations.

• An operation is an entity that describes the sequence of operations in a complex, or in simple terms - a route. An unlimited number of transactions can be configured for each operation. Transactions have their own settings for correctly stating the information of the complex and involving one or another subsystem (microservice) of the complex.

idea

• Modern people may forget their wallet or purse at home, which is unlikely to cause noticeable discomfort during the day, and it will be very difficult without their mobile phone. The smartphone has become an indispensable part of our lives, it is the key to instant messengers, social networks, e-mail, with its help we can surf the Internet, place and pay Internet orders, daily payments.

• The second most important component of everyday life for modern people is money. We pay money every day - in shops, restaurants, public transport, taxis, sports clubs, pay utility bills and top up our mobile phones, send money to relatives and much more.

Target

• Continuously research customer needs to improve existing needs, as well as develop and implement new products;

• Increase XPAY brand awareness;

• Conquer 30% of the market of active users of financial services;

• Accumulation, storage and analysis of customer information;

• Entering new markets (outside Ukraine).