What is DOKU? DOKU Review, Features

DOKU was founded in 2007. It started its business by providing electronic payment technology services. It is the first electronic payment service provider in Indonesia. In April 2013, it launched DOKU (electronic wallet). DOKU is a typical enterprise of the current mainstream development model of third-party payment in Indonesia, namely the "payment gateway + electronic wallet" model. After years of development, DOKU has become a well-known online payment solution service provider.

Product Business

1. Provide third-party payment and e-wallet services to consumers

DOKU users can use the DOKU third-party gateway payment function to pay bills, make online purchases, transfer money between banks, and pay mobile bills with bank account funds through DOKU-supported banks. In addition, consumers can also use DOKU (electronic wallet) for consumption. Users can register a DOKU account through the web page and obtain a DOKU ID; recharge the DOKU account (ATM, bank/online banking transfer, convenience store, etc.), log in to DOKU, and make transactions and consumption in DOKU partner merchants.

2. Provide merchants with flexible and integrated payment solutions

• DOKU provides merchants with four service methods: payment link, electronic invoice, WEB and mobile application.
• DOKU charges based on the payment combination selected by the merchant.
• DOKU supports multiple payment methods including credit cards and e-wallets.

Advantages

• Allow consumers to easily complete payments without changing their payment habits;
• The coverage rate of international credit cards in Indonesia is very low, and most payments are made through bank transfers and cash at ATMs;
• Real-time payment, no refunds.

Features

• Payment type: e-wallet, online banking transfer, ATM payment.
• Arrival time: Real-time arrival.
• Does it support chargeback: No.
• Payment scenarios: online shopping, game payment, bill payment, phone recharge, cash withdrawal, bank transfer.
• Other features:

- Even if you don't have a bank card or credit card, you can still pay with cash at an ATM;

- Transfer money to banks or other DOKU users and it will arrive in the recipient's account instantly.