What is Chime? Chime Review, Features

Chime is a financial technology company.

About Chime

Chime is a financial technology company founded on the premise that basic banking services should be helpful, easy, and free. We want to profit with our members, not from them. That's why our model does not rely on overdraft fees, monthly service charges, service fees, minimum balance requirements, etc.

We work with regional banks to design member-first financial products. This creates a more competitive marketplace that provides better, lower-cost options for everyday Americans who are not well served by traditional banks. We help drive innovation, inclusion, and access across the industry.

Chime's Mission

Chime was founded because we believe everyone deserves financial peace of mind. Chime is building a new kind of online bank account that helps members get ahead by making money management simple.

Chime's Culture

• Chime believes that creating a company where people love to work is built on relationships, growth, and impact.
• Chime fosters a culture of low egos and sets high standards for excellence. Chime believes in flat organizations and open workspaces. Chime treats each other within the company the same way we treat Chime members - by communicating in a way that builds trust, operating with transparency, and supporting each other.
• We recognize individual contributions and celebrate wins as a team. Every member of the team is an owner of the company, and Chime encourages them to "join in" in any part of the business. What Chime all have in common is a mission that comes from the heart, and a desire to work together to create something of lasting value and personal impact for Chime's employees and members.